Hearing on "Predatory Mortgage Lending Practices: Abusive Uses of Yield Spread Premiums."

9:30 a.m., Tuesday, January 8, 2002 - Dirksen 538


Witness List and Prepared Testimony:

Panel One:

Ms. Rita Herrod
A Private Citizen from West Virginia

Ms. Beatrice Hiers
A Private Citizen from Maryland

Ms. Susan Johnson
A Private Citizen from Minnesota

Panel Two:

Prof. Howell E. Jackson
Finn M.W. Caspersen and Household International Professor of Law
and Associate Dean for Research and Special Programs
Harvard Law School

Mr. Ira Rheingold
Executive Director
National Association of Consumer Advocates

Mr. John Courson
Chairman-elect
Mortgage Bankers Association

Mr. David Olson
President
David Olson Research

Mr. Joseph L. Falk
President
National Association of Mortgage Brokers

Mr. David Donaldson
Donaldson & Guin LLC.


Opening Statements of Committee Members

Chairman Paul S. Sarbanes (D-MD)


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