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The Honorable Howard Beales, II
Director of Consumer Protection
Federal Trade Commission Bureau
Mr. Timothy Caddigan
Special Agent In Charge
Criminal Investigation Division
United States Secret Service
Mr. Michael Cunningham
Senior Vice President
JP Morgan Chase Card Member Services
Ms. Linda Foley
Executive Director
Identity Theft Resource Center
Mr. Michael W. Naylor
Director of Advocacy
AARP
Mr. Stuart Pratt
President & CEO
Consumer Data Industry Association
Mr. William Hough
Vice President of Credit Services
The Neiman Marcus Group
Capt. John Harrison (U.S. Army - Ret.)
Consumer Witness.
Chairman Richard Shelby (R-AL)
Senator Michael B. Enzi (R-WY)
Senator Paul S. Sarbanes (D-MD)
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