July 14, 2025

FORWARDING: Warnock, Warren Lead 30 Senators in Pressing for Answers on Trump Admin Re-Adding Medical Debt onto Credit Reports

Washington, D.C. – Today, U.S. Senators Reverend Raphael Warnock (D-GA), Banking Committee Ranking Member Elizabeth Warren (D-MA), Senate Minority Leader Chuck Schumer (D-NY), Jeff Merkley (D-OR) and 26 other senators pushed the Trump administration for answers regarding the Consumer Financial Protection Bureau’s (CFPB) decision to vacate the medical debt rule finalized in January 2025. The letter demands CFPB share any data the agency relied on in deciding to petition a court to vacate the rule and any communications it had with entities during the process that would profit from its decision.

“On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with collection agencies that stand to profit from it,” the senators said.

“Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts…Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care,” they continued.

At the conclusion of the letter, the senators emphasize the need for transparency into the agency’s decision-making process.“On April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it – lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry,” the senators closed.

In addition to Senators Warnock, Warren, Schumer, and Merkley the letter was signed by U.S. Senators Amy Klobuchar (D-MN), Ben Ray Lujan (D-NM), Martin Heinrich (D-NM), Adam Schiff (D-CA), John Hickenlooper (D-CO), Angela Alsobrooks (D-MD), Tammy Duckworth (D-IL), Ed Markey (D-MA), Jeanne Shaheen (D-NH), Ron Wyden (D-OR), Cory Booker (D-NJ), Bernie Sanders (I-VT), Lisa Blunt Rochester (D-DE), John Fetterman (D-PA), Kirsten Gillibrand (D-NY), Tina Smith (D-MN), Jack Reed (D-RI), Richard Blumenthal (D-CT), Sheldon Whitehouse (D-RI), Angus King (I-ME), Chris Van Hollen (D-MD), Peter Welch (D-VT), Ruben Gallego (D-AZ), Andy Kim (D-NJ), Mazie Hirono (D-HI), and Jacky Rosen (D-NV).

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