Witness List

Michel, Norbert J. Vice President and Director for the Center for Monetary and Financial Alternatives Cato Institute

03/31/22 Affordability and Accessibility: Addressing the Housing Needs of America’s Seniors

Michel, Norbert J. Vice President and Director Center for Monetary and Financial Alternatives, Cato Institute

05/22/24 Protecting Consumers’ Pocketbooks: Lowering Food Prices and Combatting Corporate Price Gouging and Consolidation

Michel-Kerjan, Erwann O. Professor and Managing Director, Center for Risk Management and Decision Processes The Wharton School, University of Pennsylvania

09/25/13 Reauthorizing TRIA: The State of the Terrorism Risk Insurance Market

Middleton, Mike Chairman and CEO Community Bank of Tri-County, on behalf of the American Bankers Association

09/09/03 Oversight of the Federal Home Loan Bank System

Middleton, Mike Chairman and CEO Community Bank of Tri-County, on behalf of the American Bankers Association

07/23/13 Creating a Housing Finance System Built to Last: Ensuring Access for Community Institutions

Mierzwinski, Edmund Consumer Program Director U. S. Public Interest Research Group

06/26/03 Affiliate Sharing Practices and Their Relationship to the Fair Credit Reporting Act

Mierzwinski, Edmund Consumer Program Director U. S. Public Interest Research Group

07/31/03 Addressing Measures to Enhance the Operation of the Fair Credit Reporting Act

Mierzwinski, Edmund Consumer Program Director U. S. Public Interest Research Group

02/03/14 Safeguarding Consumers’ Financial Data

Mierzwinski, Edmund Consumer Program Director U. S. Public Interest Research Group

09/22/05 Examining the Financial Services Industry’s Responsibilities and Role in Preventing Identity Theft and Protecting Sensitive Financial Information

Mierzwinski, Edmund Consumer Program Director U. S. Public Interest Research Group

05/17/05 Examining the Current Legal and Regulatory Requirements and Industry Practices for Credit Card Issuers With Respect to Consumer Disclosures and Marketing Efforts.

Mierzwinski, Edmund Consumer Program Director U. S. Public Interest Research Group

03/01/06 Consideration of Regulatory Relief Proposals

Mierzwinski, Edmund Consumer Program Director U. S. Public Interest Research Group

06/22/04 Consideration of Regulatory Reform Proposals

Mikulski (D-MD), Barbara United States Senator

06/20/07 Reauthorization of the Hope VI Program

Mikulski (D-MD), Barbara United States Senator

03/25/04 National Flood Insurance Repetitive Losses

Mikulski (D-MD), Barbara United States Senator

12/10/09 Examining the Federal Role in Overseeing the Safety of Public Transportation Systems

Milano, Jessica Board Member Small Business Majority

02/25/21 The Coronavirus Crisis: Next Steps for Rebuilding Main Street

Milgram, Anne Attorney General of New Jersey

09/21/09 Helping Homeowners Avoid Foreclosure

Millar, William W. President American Public Transportation Association

06/10/03 Reauthorization of the Federal Public Transportation Program

Millar, William W. President American Public Transportation Association

03/25/04 The Administration’s Proposed Fiscal Year 2005 Budget for the Federal Transit Administration

Millar, William W. President American Public Transportation Association

06/27/06 Oversight of SAFETEA-LU Implementation: The Current State of Progress and Future Outlook

Millar, William W. President American Public Transportation Association

12/10/09 Examining the Federal Role in Overseeing the Safety of Public Transportation Systems

Millar, William W. President American Public Transportation Association

05/19/11 Public Transportation: Priorities and Challenges for Reauthorization

Millar, William W. President American Public Transportation Association

01/18/07 Examining the State of Transit Security

Millar, William W. President American Public Transportation Association

09/09/08 Strengthening the Ability of Public Transportation to Reduce Our Dependence on Foreign Oil

Miller, Mary J. Under Secretary for Domestic Finance U. S. Department of the Treasury

02/06/14 Oversight of Financial Stability and Data Security

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